Operating Company
sminds Ltd.
Nordstrasse 9
CH-8006 Zurich
T +41 44 260 10 60
F +41 43 255 10 21
E office@sminds.ch
www.sminds.ch

Concept and realization Typo3
site-step www.site-step.de

We would like to point out that by accessing this website; you accept the following legal terms and conditions:

Content
sminds ensures that the information is correct at the time of publishing. However, sminds will not be held responsible for the accuracy, reliability or integrity of the information. The information and opinions on the sminds website may be changed at any time without prior notification. The user bears the sole risk of using the information. We would like to point out that our website may contain spelling mistakes.

Disclaimer
sminds accepts no responsibility for any direct or indirect damage that may be caused by the use of this website or any other website linked to this one. Similarly, no responsibility will be accepted for any loss of profit, interruption in operation or program or data loss. This is also applicable when we expressly point out the possibility of such damage being caused.

Copyright
The content and structure of this website is protected by copyright. This copyright protects the logos and trademark used. The information, images, logos, trademarks and other data on the sminds website may not be copied or used without prior written authorisation.

Registered trademarks
sminds is the owner of the following trademarks which are entered in the Swiss trademark register:
UVISION (active Swiss trademark no. 628154)
BANKERSCOM (active Swiss trademark no. 594717)
INSURANCECOM (active Swiss trademark no. 594718)
UTILITYCOM (active Swiss trademark no. 630003)
PROPERTYCOM (active Swiss trademark no. 630004)

Third parties are not entitled to use these trademarks to extent protected by trademark law or in breach of the provisions of the applicable laws against unfair competition. sminds permits use of its trademarks solely in order to refer to the associated products or services of sminds, however, adver-tisements and promotional materials bearing trademarks of sminds should include the following trademark credit line: „UVISION, BANKERSCOM, INSURANCECOM, UTILITYCOM and PROP-ERTYCOM are registered trademarks of sminds AG“.

Availability
sminds does not rule out the possibility that access to the website may be unavailable or disrupted, either temporarily or for a longer period of time, due to technical problems (which may be caused by the visitor to the website, the network provider or sminds). Similarly, sminds cannot guarantee that the functions on the website will not be disrupted or that there are no errors or that the sminds website or the web server are free from viruses or other harmful elements.

Data Protection
No personal data will be left on our website except the personal data submitted when contacting us or through online registration, participation in online competitions or questionnaires or signing up for the sminds newsletter. In this case we reserve the right to use this data for marketing purposes. Under no circumstances will sminds sell, rent or make personal data available to third parties without your express authorization.

Applicable law and jurisdiction
This website is subject to Swiss law. The competent jurisdiction is the Court of Saas-Fee/VS.

Contact
Please contact us if you have any queries regarding legal disclosure.